In addition to the help they offer here's a few extra bits of info based on my experience and others. I have a few other ideas for other resources if these ideas fail. I hope this helps a little? Feel free to message me in the future if you try these suggestions and you are still having trouble. So if you do lose your job (hopefully you won't!) in May, you can call MassHealth and tell them your income has changed to $0, and they should put you right back on MassHealth. The "good" news is that MassHealth eligibility is determined on a monthly basis. They should be able to help you figure out if different ways of calculating your income might make you qualify for different things. You can also tell them that you're not sure what your annual income is going to be, and ask them for their help figuring out if your annual income might actually be low enough that you'd still qualify for MassHealth. These people should be trained in all the rules of the health insurance plans you might qualify for, and if you set up a meeting with one of them, they should be able to help you to find a plan and make sure you get the subsidies/assistance that you qualify for. Or, a much better option is to find an enrollment assister near you and make an appointment with them. When you call, you can say something like, "My income increased and I was told I don't qualify for MassHealth anymore, can you help me find out if I do qualify for some other kind of subsidy or assistance? I talked to someone a few days ago and it was really confusing, so I'm hoping maybe you can help explain to me what I do qualify for." My first idea is that you call back and ask for help again, and hopefully you'll get someone who is more helpful and can do a better job of explaining your options. This is not the same as MassHealth, but the subsidies can sometimes pay for most of the costs of the insurance. It sounds like your income is still low enough that you might still qualify for a different plan, which would be subsidized through the Mass Health Connector. When your income increases, you can stop qualifying for MassHealth, but you are not left completely out in the cold. It sounds like the person at MassHealth you talked to did a horrible job of explaining your next steps. I worked in a different state, so I'm not super familiar with MassHealth, but I'll try to give you an idea of where to go next and where to go for help. This was a really common problem when I did that job. Hi there, I used to work in a job where I helped people with health insurance problems. Has anyone dealt with something like this before? What the fuck did you do? What if I can’t see my psychiatrist anymore or get my medication? I didn’t realize they would only give you a month’s notice before they rip your health insurance away. The medication I’m on costs $1,300 a month without health insurance. Apparently I’m supposed to tell the health connector, MassHealth (different from the connector), and Tufts about changes in my income.īecause of this I could not be able to see my psychiatrist or get the medication I need to survive. I have no idea how much money I’ll make this year, I only know what I’m making now.įollowing the law and informing them of my changes in income was an absolutely disastrous thing to do. If my grant for work doesn’t get extended I most likely will have $0 for income possibly at the end of May anyway. I think I’m losing both MassHealth and Tufts. The person on the phone from the health connector didn’t help at all and just made me more confused. I told the health connector and now all of a sudden I’m losing my health insurance at the end of the month. I went from 20 hours a week at $15 per hour to 40 at the same rate. I was told I had to update my income with the health connector when there’s a change. I started working more hours for my contract for work. I’m currently on MassHealth and Tufts for health insurance.
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